Florida has its own car sharing law, a daily surcharge, strict airport rules and an annual inspection. Here's what changes for Turo hosts there.
Hosting on Turo in Florida works like hosting anywhere else in the US, with a few state-specific rules on top. Florida has its own peer-to-peer car sharing law. Turo collects Florida sales tax and a $1-a-day surcharge from guests. The big airports (Orlando, Tampa, Miami) only allow pickups in specific garages and lots, with fines for getting it wrong. And Florida isn't one of the states exempt from Turo's annual safety inspection.
None of this is a reason to skip Florida. But each rule costs you money or protects it, so here's what each one means for a host, with the math.
Does Florida have its own law for Turo hosts?
Yes. Florida passed a peer-to-peer car sharing law in 2021 (SB 566), and it took effect January 1, 2022. Turo's help center says that if your car is registered in Florida, you must follow "Florida's Peer-to-Peer Car Sharing Program act."
Most of the law puts duties on the platform, not on you. Per the Florida Senate's bill summary, the program (Turo) has to:
- Make sure the owner and driver are insured during every trip at Florida's minimums for bodily injury, property damage, personal injury protection (PIP) and uninsured motorist coverage. That coverage is primary during the trip.
- Collect and remit sales tax and the rental car surcharge.
- Warn owners that sharing a car with a loan or lien on it may break the lender's contract.
- Check safety recalls. The program must tell owners about recalls and take cars with unrepaired recalls off the platform.
The parts that matter to you as the owner:
Your personal policy can drop you during trips. Florida Statute 627.7483 lets your own insurer exclude the car during a sharing period: liability, PIP, collision, comprehensive, all of it. Turo's liability coverage steps in during the trip. Outside the trip, you're on your own policy, so tell your insurer the car is on Turo and read what they say back. Our post on Turo host insurance covers what Turo's plans pay and what they don't.
Check your loan. If the car is financed, read the loan agreement before listing. The state makes Turo warn you for a reason.
Recalls get a car pulled. Florida's law requires unrepaired recall cars to come off the platform. A car sitting unlisted while you wait on a dealer for parts earns nothing. Our post on checking Turo cars for recalls shows how to stay ahead of it.
What taxes does Turo collect on Florida trips?
Turo's help center says Florida requires Turo to collect "the applicable sales tax and a per day surcharge from guests whose trip begins in Florida." The Florida Department of Revenue spells out the details:
- Sales tax: Florida's 6% state rate, plus the county's discretionary sales surtax, which varies by county.
- Rental car surcharge: $1 per day or part of a day, for the first 30 days of the trip. Trips under 24 hours pay $1 per use. It only applies to vehicles built to carry fewer than nine passengers, and the surcharge itself is taxed.
Regular rental companies pay $2 a day under the same statute, so peer-to-peer trips carry half the surcharge.
The guest pays all of this, and Turo collects and remits it. Your host share is figured on the trip price, not on taxes. Here's an example with made-up numbers, including a 1% county surtax picked only for the example:
| Example 3-day trip | Amount |
|---|---|
| Trip price ($70 × 3 days) | $210.00 |
| Florida surcharge ($1 × 3 days) | $3.00 |
| Sales tax and example surtax (7% of $213) | $14.91 |
| Guest pays (before Turo's own fees) | $227.91 |
| Your share on the 80% plan ($210 × 0.80) | $168.00 |
The tax and surcharge don't come out of your $168. Every Florida listing carries them, so they're not a reason to lower your rate.
How do airport pickups work at Florida airports?
This is where a Florida host can lose money fast. Turo holds delivery permits at several Florida airports, and each one has its own approved spots. Random curbside handoffs are banned at all three of the big ones covered here; the only curb spots allowed are the MCO train station and the TPA Rental Car Center, both in person only. License plate readers log where you stop.
| Airport | Approved spots (per Turo's help center) | Fines for wrong spot |
|---|---|---|
| Orlando (MCO) | Surface lots Atlantis or Endeavour; Garage C, Level 4 Premium Reserved Parking; South Park Place Economy only if surface lots are full; train station curb, in person only | 1st: $100 and 2-week suspension. 2nd: $250 and 1-month suspension. 3rd: permanent suspension |
| Tampa (TPA) | Economy Parking Garage; Rental Car Center curb, in person only, under 5 minutes | 1st: warning and $200. 2nd: warning and $300. 3rd: suspension from TPA |
| Miami (MIA) | Economy Park & Ride, Dolphin, Flamingo and Ibis garages | Warnings and possible suspensions; 3rd: permanent suspension |
On top of the airport fine, Turo charges an airport permit policy violation fee for each violation and takes it out of your earnings. Turo lists the amount on its host fees page.
At MCO, you pay parking for yourself and the guest. You can't make the guest pay or ask them to pay you back. Turo tells MCO hosts to use an E-PASS or SunPass transponder (or prepaid Garage C parking) and leave the transponder in the car so the guest can get in and out of the lot.
Other Florida airports, like Orlando Sanford (SFB) and Northwest Florida Beaches (ECP), have their own host pages. Read yours before setting up delivery.
Is airport delivery worth it in Florida?
Only if your delivery fee covers what the handoff costs you. Turo lets you set your own delivery fee up to the location's maximum, and you keep your plan's share of it. Here's an example with made-up costs, not real MCO parking rates:
- Delivery fee you charge: $60. Your share at 80%: $48.
- Parking for the guest's pickup and for your return of the car: $25 + $25 = $50.
- Your ride to and from the airport: $30.
- Net per trip: $48 − $50 − $30 = −$32.
To break even on those costs, your share needs to cover $80: $80 ÷ 0.80 = a $100 delivery fee. If the market won't pay that, airport delivery is costing you money on every trip, even if it brings bookings. Whether the extra bookings make up for it is the real test, and it's the same test as in our post on whether delivery is worth offering.
One wrong pickup at MCO costs $100 plus Turo's fee, and two weeks without airport trips. If airport trips are a big share of your bookings, that suspension costs more than the fine.
Do Florida Turo cars need an annual inspection?
Yes. Turo requires an annual safety inspection from a qualified mechanic for US hosts, except in 16 exempt states. Florida isn't one of them. You have to submit it within 14 days of the inspection, and the next one is due 12 months later. Miss the due date and Turo removes the car from search.
Book it in a slow month. Our maintenance schedule post has the rest of what's due.
What about hurricanes?
Turo's extenuating circumstances policy for hosts lists hurricanes as an accepted reason that affects the pickup or departure location, with no documentation needed. If a storm extends a guest's trip, Turo usually only extends the return time, and your earnings may not go up for that extra time. If you need to cancel, contact Turo support first; cancellation fees aren't waived automatically.
Damage is the bigger risk. Turo's physical damage reimbursement covers acts of nature like flood and windstorm, but only during the trip. A car flooded in your driveway between trips is a claim on your own comprehensive coverage, if you have it. That's a good reason to keep comprehensive on any Florida car you can't move to high ground.
The short version
- Florida's car sharing law puts most duties on Turo: trip insurance, taxes, recall checks. Tell your own insurer and check your loan terms.
- Guests pay 6% sales tax, the county surtax and $1 a day. None of it comes out of your share.
- At airports, use only approved spots, and price delivery so your share covers parking and your time.
- Get the annual inspection uploaded within 14 days, and keep comprehensive coverage for storms.
FleetEarnings tracks recurring costs like parking and inspections per car, alongside income from your Turo CSV, so you can see whether airport trips are paying off. It also flags open NHTSA recalls per car. It's free for 2 cars at app.fleetearnings.com.
Sources: Turo help center, car sharing regulations, Orlando International Airport (MCO) for hosts, Tampa International Airport (TPA) for hosts, Miami International Airport (MIA) for hosts, how vehicle delivery works, annual safety inspections, extenuating circumstances policy and earnings plans in detail; Florida Senate, SB 566 (2021) bill summary, Fla. Stat. 212.0606 and Fla. Stat. 627.7483; Florida Department of Revenue, TIP 21A01-14. Checked November 1, 2026. FleetEarnings is not affiliated with Turo, Inc.